Your Financial Advisor May Be Losing You Money, Study Claims

When I first started investing years ago, I didn't really know what I was doing. I wanted to play around with stocks, but I didn't want to risk losing all my money. For that reason, I decided to place some of my money under management by financial professionals. I figured that the experts would know … Continue reading Your Financial Advisor May Be Losing You Money, Study Claims

Should You Reinvest Dividends?

When you buy a stock, mutual fund, or ETF, you are often asked whether you want to reinvest your dividends. This may seem trivial to you, but it could have a big impact on your investments, depending on how frequently dividends are issued and how large they are in comparison to the share price. To … Continue reading Should You Reinvest Dividends?

Amateur Investing Mistakes To Learn From

I started investing about 11 years ago, and my wife started more recently, in 2017. Though we started investing at different times and at different ages, we both made a lot of mistakes in our first year. Amateur investors often end up losing money when they first enter the market, either because they are overconfident, … Continue reading Amateur Investing Mistakes To Learn From

How Do Investors Feel About The Stock Market For 2021?

While it is very difficult to accurately predict the stock market, as discussed in my article "Should You Wait To Buy The Dip? Why This Strategy May Cost You," investor confidence can be used as an indicator to assess how the market may move. If investors are confident in the market, then people are more … Continue reading How Do Investors Feel About The Stock Market For 2021?

Should You Wait To Buy The Dip? Why This Strategy May Cost You

I keep hearing people say that putting money into the stock market now, when it's hitting new highs practically every day, is a bad idea, and that you should instead wait for the next dip or crash to invest. This seems sensible on its face. Why buy overvalued stocks now when you could theoretically buy … Continue reading Should You Wait To Buy The Dip? Why This Strategy May Cost You

How To Calculate Taxes On Stock Capital Gains With Examples

I was recently attempting to determine the best time to sell some of my stocks based on capital gains tax rates. I knew that you generally want to wait to sell until after holding for at least one year to take advantage of lower tax rates for long-term capital gains, but I was unsure how … Continue reading How To Calculate Taxes On Stock Capital Gains With Examples

Ignorant Husbands Prevent Smart Wives From Owning Stocks, Study Claims

I recently read an interesting study in The Journal of Finance titled "Who Wears the Pants? Gender Identity Norms and Intra-Household Financial Decision Making" by Da Ke. Ke examined microdata from the Annual Social and Economic Supplement (ASEC) of the Current Population Survey (1988-2018), the 5% sample of the decennial census (1980-2000) pooled with the … Continue reading Ignorant Husbands Prevent Smart Wives From Owning Stocks, Study Claims

Five Money Mistakes to Avoid in Your 20s

My childhood aspiration for adulthood was almost immediately dashed as soon as I reached adulthood. Being an adult is so hard! On top of forging a successful career and handling real-life responsibilities such as taking out the trash and folding laundry, I had to learn the ins and outs of managing my own finances, making … Continue reading Five Money Mistakes to Avoid in Your 20s

Can You Be A Millionaire By 40 With Just An Average Salary?

I recently saw an ad on Facebook that was something to the effect of "How to be a millionaire by age 40." When I clicked to read the article, the advice given was basically to get a really high paying job at a very young age and start investing right away. While this would certainly … Continue reading Can You Be A Millionaire By 40 With Just An Average Salary?

What Is Inflation And Why Should You Care?

When I wrote a recent article about emotional investing and optimal investing strategies, I did not take inflation into account, as I was following the methodology of the Seeking Alpha article called The Shocking Returns Of The Investor Who Only Bought At Market Tops. However, the more I thought about the setup, the more unrealistic … Continue reading What Is Inflation And Why Should You Care?