1-Year Returns Starting Year Annualized Return Annualized Inflation-Adjusted Return 1871 15.6% 13.9% 1872 11.2% 8.7% 1873 -2.5% 2.0% 1874 4.7% 12.5% 1875 5.4% 11.8% 1876 -14.2% -14.9% 1877 -1.3% 16.9% 1878 16.3% 29.6% 1879 49.4% 23.8% 1880 26.7% 34.4% 1881 0.3% -7.2% 1882 3.6% 5.6% 1883 -5.5% 2.3% 1884 -12.4% -2.3% 1885 29.9% 34.6% 1886 … Continue reading Tables of S&P 500 Rolling Total Returns
No, 36% Of Americans Earning Over $250,000 Are Not Living Paycheck To Paycheck Because Of Inflation

There were a number of articles going around this week about a survey from PYMNTS in collaboration with LendingClub which found that 36% of Americans who earn over $250,000 per year reported living paycheck to paycheck in April 2022. You can download the report for free here. This was a shocking finding for many people … Continue reading No, 36% Of Americans Earning Over $250,000 Are Not Living Paycheck To Paycheck Because Of Inflation
Cheaper Groceries? Depends What and Where You’re Buying: Grocery Store Price Changes from June to November 2021 in State College, PA

Inflation has been a big topic of late, as everyone has watched prices rise in recent months. Indeed, the Consumer Price Index (CPI), a measure of inflation tracked by the U.S. Bureau of Labor Statistics (BLS), has risen 6.2% over the past year (ending in October 2021), the largest 12-month increase since 1990. However, this … Continue reading Cheaper Groceries? Depends What and Where You’re Buying: Grocery Store Price Changes from June to November 2021 in State College, PA
Is Investing Riskier Than Saving?

We've all heard that investing in the stock market is risky and have encountered stories about people losing it all when investing poorly. People say that in order to keep your money safe, you should store it in the bank. That way you know it'll be there when you need it. But is this really … Continue reading Is Investing Riskier Than Saving?
What Is Inflation And Why Should You Care?

When I wrote a recent article about emotional investing and optimal investing strategies, I did not take inflation into account, as I was following the methodology of the Seeking Alpha article called The Shocking Returns Of The Investor Who Only Bought At Market Tops. However, the more I thought about the setup, the more unrealistic … Continue reading What Is Inflation And Why Should You Care?