2020 was a good year for us savings-wise. We managed to save 30% of our income, which is significantly better than the national average for 2020 of 16%. This is even more impressive considering our income is rather mediocre. According to the 2019 Consumer Expenditure Survey by the U.S. Bureau of Labor Statistics, the average … Continue reading Despite Earning Below Average Income, We Saved 30% Last Year. Here’s How
When I was in my early 20s, I thought the stock market was out of reach for me. I heard news anchors announcing the Dow and Nasdaq indexes on the radio day in and day out, but never had it occurred to me that I should invest in it myself. I was a graduate student … Continue reading Why You Should Start Investing in the Stock Market in Your Twenties
Budgeting is an important skill to learn to be financially successful. According to the U.S. National Financial Capability Study, 19% of individuals reported that their households spent more than their income in 2018. That means that approximately 1 in 5 Americans spend more money than they earn. This can often happen when people do not … Continue reading Learn How To Budget In Microsoft Excel
Cozy Nest Egg 