Have you ever wondered how much it costs to flush your toilet or take a shower? About 85% of the U.S. population uses public water and 80% uses public sewer. That means you're paying every time you use water, either directly to the government or utility companies as a homeowner or as part of your … Continue reading How Much Does It Cost To Flush Your Toilet (And Other Water Uses)?
With home prices hovering slightly below record highs and conventional 30-year fixed mortgage rates higher than in years at 6-7%, it's worth taking a look at the housing market around the United States. How do home sizes and prices vary by state and is there a relationship between the the price of an area and … Continue reading How Do Home Sizes And Prices Vary By State?
1-Year Returns Starting Year Annualized Return Annualized Inflation-Adjusted Return 1871 15.6% 13.9% 1872 11.2% 8.7% 1873 -2.5% 2.0% 1874 4.7% 12.5% 1875 5.4% 11.8% 1876 -14.2% -14.9% 1877 -1.3% 16.9% 1878 16.3% 29.6% 1879 49.4% 23.8% 1880 26.7% 34.4% 1881 0.3% -7.2% 1882 3.6% 5.6% 1883 -5.5% 2.3% 1884 -12.4% -2.3% 1885 29.9% 34.6% 1886 … Continue reading Tables of S&P 500 Rolling Total Returns
As a young married couple with a small child, my wife and I have talked a lot recently about when would be the right time for us to buy a house. We like the idea of building home equity rather than renting, especially at today's low mortgage rates, and we believe that owning a house … Continue reading What Is It Like To Be A First-Time Homebuyer In The U.S.?
Every year since 2017 (and twice in 2020), Charles Schwab's Modern Wealth Index Survey has asked 1,000 Americans about what net worth they would need to be financially comfortable and what net worth they would need to be wealthy. You can see how their answers have changed over time in the graph below. https://anchor.fm/cozy-nest-egg/episodes/What-Does-It-Mean-To-Be-Financially-Comfortable-e11rt98 The … Continue reading What Does It Mean To Be Financially Comfortable?
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