Do you have a sizable amount of cash sitting in the bank earning almost nothing in interest? This could include your emergency fund, which may in some cases be as large as 12 months' worth of expenses, though most of the time only 3 months' worth needs to be immediately available. This could also include … Continue reading Money Sitting In The Bank? Consider Treasuries
As interest rates drop, it's dispiriting to watch the annual percentage yields (APYs) of your savings accounts dry up. Currently, your money is actually losing value by sitting around in a savings account. While the best APY you can find at the moment for a savings account is between 0.50% and 0.66% percent, the current … Continue reading Are Worthy Bonds A Worthy Investment?