Is Investing Riskier Than Saving?

We've all heard that investing in the stock market is risky and have encountered stories about people losing it all when investing poorly. People say that in order to keep your money safe, you should store it in the bank. That way you know it'll be there when you need it. But is this really … Continue reading Is Investing Riskier Than Saving?

Everything You Need To Know About Emergency Funds

Life is full of uncertainties. You may be having a perfectly fine day, and then all of a sudden, disaster strikes. Whether it's losing your job or ending up in the hospital, or even a more minor unexpected problem like your car breaking down, these setbacks can be devastating to those who are not prepared. … Continue reading Everything You Need To Know About Emergency Funds

Save Money By Switching To Healthier, More Satisfying Meals

Food-related expenses are the third largest category of expenditures for American families, according to the 2019 Consumer Expenditure Survey by the U.S. Bureau of Labor Statistics. We previously published an article about how to save on your grocery bill, but another way to save money is by switching up your meal choices with cheaper (but … Continue reading Save Money By Switching To Healthier, More Satisfying Meals

Which Is More Important For Reaching Financial Independence: Increasing Income or Increasing Savings Rate?

Many people think that the primary way to become financially independent is by increasing your income so that you can quickly build up a nest egg. Others think that your savings rate is the most important. The truth is there are pros and cons to both approaches, and the fastest way to FI is by … Continue reading Which Is More Important For Reaching Financial Independence: Increasing Income or Increasing Savings Rate?

The Simple Way To Become A Millionaire

Everyone wants to be a millionaire, but no one wants to work for it. Here's the good news: you don't have to! There's a simple way to become a millionaire with almost no extra work. It only takes three steps. Step 1: Save No matter what income you make, save a portion of it every … Continue reading The Simple Way To Become A Millionaire

Infographic: Student Loan Debt – Is It Really A Crisis?

There has been a lot of talk about student loan debt in the news over the past couple years. The prevailing wisdom is that this debt, which students had to incur to pursue an education for a better life, is burdening the young generation and preventing them from succeeding. Recently, President Joe Biden has expressed … Continue reading Infographic: Student Loan Debt – Is It Really A Crisis?

Your Kindergarten Classroom May Impact How Much You Earn, Study Suggests

Is a Private Kindergarten Worth it? Back in January, one of my clients on Fiverr asked me to proofread and edit his written responses for his daughter's private school application. They were interested in applying for 'lolani School, which is known as the "best private K-12 school in Hawai'i." The application consisted of four parts, … Continue reading Your Kindergarten Classroom May Impact How Much You Earn, Study Suggests

Evaluating Our Own Financial Habits: Do We Follow Our Own Advice?

Many of our articles discuss the best ways to manage your finances, but just because you know what you should do doesn't mean you actually do it. Do as I say, not as I do. In this article, I assess whether our own financial habits match up with experts' advice. Photo by cottonbro on Pexels.com … Continue reading Evaluating Our Own Financial Habits: Do We Follow Our Own Advice?

How Does Cost Of Living Compare By Country?

Many people often daydream about living in another country, perhaps on a tropical island or maybe in an idyllic villa in Europe, either to get away from their mundane lives or to retire somewhere more affordable. But how much does it actually cost annually to live in different countries around the world? Methodology To find … Continue reading How Does Cost Of Living Compare By Country?