There were a number of articles going around this week about a survey from PYMNTS in collaboration with LendingClub which found that 36% of Americans who earn over $250,000 per year reported living paycheck to paycheck in April 2022. You can download the report for free here. This was a shocking finding for many people … Continue reading No, 36% Of Americans Earning Over $250,000 Are Not Living Paycheck To Paycheck Because Of Inflation
Watching anime is one pastime I enjoy. I even have a website where I've posted nearly 4,000 funny screenshots from anime TV shows and movies that I have watched over the years. But just because you do something for fun, doesn't mean you can't learn something from it. While I was re-watching Hataraku Maou-sama! (known … Continue reading 6 Money Lessons From Hataraku Maou-sama! (The Devil is a Part-Timer!)
Inflation has been a big topic of late, as everyone has watched prices rise in recent months. Indeed, the Consumer Price Index (CPI), a measure of inflation tracked by the U.S. Bureau of Labor Statistics (BLS), has risen 6.2% over the past year (ending in October 2021), the largest 12-month increase since 1990. However, this … Continue reading Cheaper Groceries? Depends What and Where You’re Buying: Grocery Store Price Changes from June to November 2021 in State College, PA
I recently bought a Boden sweater for less than $10. No, I did not find my bargain at a local goodwill or thrift store; in fact, I bought a brand new sweater shipped directly from Boden. Even though I cannot guarantee the strategies stated below are going to land you the same deal, they can … Continue reading How I Spent No More than 10 Bucks on a Boden Jumper
The coronavirus pandemic has made us more reliant on online shopping than ever. According to the latest Digital Commerce 360 analysis, consumers in the U.S. spent $861.12 billion online in 2020, up 44% from $598.02 billion in 2019. Statewide lockdowns and fear of contracting the virus deterred consumers from visiting brick-and-mortar stores, resulting in the … Continue reading How to Use Cashback Monitor to Maximize Your Savings
We've all heard that investing in the stock market is risky and have encountered stories about people losing it all when investing poorly. People say that in order to keep your money safe, you should store it in the bank. That way you know it'll be there when you need it. But is this really … Continue reading Is Investing Riskier Than Saving?
Life is full of uncertainties. You may be having a perfectly fine day, and then all of a sudden, disaster strikes. Whether it's losing your job or ending up in the hospital, or even a more minor unexpected problem like your car breaking down, these setbacks can be devastating to those who are not prepared. … Continue reading Everything You Need To Know About Emergency Funds
Food-related expenses are the third largest category of expenditures for American families, according to the 2019 Consumer Expenditure Survey by the U.S. Bureau of Labor Statistics. We previously published an article about how to save on your grocery bill, but another way to save money is by switching up your meal choices with cheaper (but … Continue reading Save Money By Switching To Healthier, More Satisfying Meals
Many people think that the primary way to become financially independent is by increasing your income so that you can quickly build up a nest egg. Others think that your savings rate is the most important. The truth is there are pros and cons to both approaches, and the fastest way to FI is by … Continue reading Which Is More Important For Reaching Financial Independence: Increasing Income or Increasing Savings Rate?
Everyone wants to be a millionaire, but no one wants to work for it. Here's the good news: you don't have to! There's a simple way to become a millionaire with almost no extra work. It only takes three steps. Step 1: Save No matter what income you make, save a portion of it every … Continue reading The Simple Way To Become A Millionaire