I was recently attempting to determine the best time to sell some of my stocks based on capital gains tax rates. I knew that you generally want to wait to sell until after holding for at least one year to take advantage of lower tax rates for long-term capital gains, but I was unsure how … Continue reading How To Calculate Taxes On Stock Capital Gains With Examples
I recently read an interesting study in The Journal of Finance titled "Who Wears the Pants? Gender Identity Norms and Intra-Household Financial Decision Making" by Da Ke. Ke examined microdata from the Annual Social and Economic Supplement (ASEC) of the Current Population Survey (1988-2018), the 5% sample of the decennial census (1980-2000) pooled with the … Continue reading Ignorant Husbands Prevent Smart Wives From Owning Stocks, Study Claims
I recently saw an ad on Facebook that was something to the effect of "How to be a millionaire by age 40." When I clicked to read the article, the advice given was basically to get a really high paying job at a very young age and start investing right away. While this would certainly … Continue reading Can You Be A Millionaire By 40 With Just An Average Salary?
Investing your money is a great way to grow your nest egg, but it can be challenging for beginners. Investing is inherently risky. If you invest poorly or are unlucky, you could end up losing your money. However, if you are disciplined and invest for the long term, you are likely to generate a substantial … Continue reading Why Emotions And Investing Don’t Mix
It's commonly said that gold is a safe-haven investment that can protect your portfolio from financial uncertainty. I have often heard that when the stock market falls, people turn to gold as a safer choice for their money. But is that really true? How is gold correlated with other assets, including stocks, bonds, and real … Continue reading What Assets Are Correlated With Gold?
With the stock market at record highs, a pandemic ravaging our country, and a violent mob attempting to overthrow the government, it's only a matter of time before the stock market takes a dive. Although it's unpleasant to see your investments lose value, this is not something to fear. The market goes up and down … Continue reading How To Prepare For A Market Downturn
When I was in my early 20s, I thought the stock market was out of reach for me. I heard news anchors announcing the Dow and Nasdaq indexes on the radio day in and day out, but never had it occurred to me that I should invest in it myself. I was a graduate student … Continue reading Why You Should Start Investing in the Stock Market in Your Twenties
As interest rates drop, it's dispiriting to watch the annual percentage yields (APYs) of your savings accounts dry up. Currently, your money is actually losing value by sitting around in a savings account. While the best APY you can find at the moment for a savings account is between 0.50% and 0.66% percent, the current … Continue reading Are Worthy Bonds A Worthy Investment?