It is very common for investors to own securities mostly or entirely from the country they live in. This is known as home bias. For investors living in the U.S., this has worked out quite well historically, while it may have been less lucrative for those living in other regions. However, the U.S. stock market … Continue reading What Are The Best Performing International Stock Markets?
When I first started investing years ago, I didn't really know what I was doing. I wanted to play around with stocks, but I didn't want to risk losing all my money. For that reason, I decided to place some of my money under management by financial professionals. I figured that the experts would know … Continue reading Your Financial Advisor May Be Losing You Money, Study Claims
When you buy a stock, mutual fund, or ETF, you are often asked whether you want to reinvest your dividends. This may seem trivial to you, but it could have a big impact on your investments, depending on how frequently dividends are issued and how large they are in comparison to the share price. To … Continue reading Should You Reinvest Dividends?
I started investing about 11 years ago, and my wife started more recently, in 2017. Though we started investing at different times and at different ages, we both made a lot of mistakes in our first year. Amateur investors often end up losing money when they first enter the market, either because they are overconfident, … Continue reading Amateur Investing Mistakes To Learn From
Ever since we started this blog, I have been tirelessly promoting the importance of wealth management at an early age among our friend circle. However, whenever I mentioned the stock market to my immigrant friends, I often received an interesting reaction--they either assume that investing can wait till they are more established or profess complete … Continue reading How Do Immigrants Invest? The Financial Decisions of Immigrant Households
While it is very difficult to accurately predict the stock market, as discussed in my article "Should You Wait To Buy The Dip? Why This Strategy May Cost You," investor confidence can be used as an indicator to assess how the market may move. If investors are confident in the market, then people are more … Continue reading How Do Investors Feel About The Stock Market For 2021?
I keep hearing people say that putting money into the stock market now, when it's hitting new highs practically every day, is a bad idea, and that you should instead wait for the next dip or crash to invest. This seems sensible on its face. Why buy overvalued stocks now when you could theoretically buy … Continue reading Should You Wait To Buy The Dip? Why This Strategy May Cost You
I was recently attempting to determine the best time to sell some of my stocks based on capital gains tax rates. I knew that you generally want to wait to sell until after holding for at least one year to take advantage of lower tax rates for long-term capital gains, but I was unsure how … Continue reading How To Calculate Taxes On Stock Capital Gains With Examples
I recently read an interesting study in The Journal of Finance titled "Who Wears the Pants? Gender Identity Norms and Intra-Household Financial Decision Making" by Da Ke. Ke examined microdata from the Annual Social and Economic Supplement (ASEC) of the Current Population Survey (1988-2018), the 5% sample of the decennial census (1980-2000) pooled with the … Continue reading Ignorant Husbands Prevent Smart Wives From Owning Stocks, Study Claims
I recently saw an ad on Facebook that was something to the effect of "How to be a millionaire by age 40." When I clicked to read the article, the advice given was basically to get a really high paying job at a very young age and start investing right away. While this would certainly … Continue reading Can You Be A Millionaire By 40 With Just An Average Salary?
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