Your Kindergarten Classroom May Impact How Much You Earn, Study Suggests

Is a Private Kindergarten Worth it? Back in January, one of my clients on Fiverr asked me to proofread and edit his written responses for his daughter's private school application. They were interested in applying for 'lolani School, which is known as the "best private K-12 school in Hawai'i." The application consisted of four parts, … Continue reading Your Kindergarten Classroom May Impact How Much You Earn, Study Suggests

How to Make Extra Money as a Stay-at-Home Mom

Many stay-at-home moms (and stay-at-home dads too) leave the workforce to raise their children. Some of them choose to do so to be more involved in their children's upbringing, and others for financial reasons, such as the high cost of childcare. More recently, many working moms are staying at home temporarily to care for their … Continue reading How to Make Extra Money as a Stay-at-Home Mom

Five Money Saving Tips for Shopping at Target

Why Target? I have become a fan of Target lately. At first, I only shopped for baby products (e.g., diapers, baby food, toddler clothes and shoes) at Target. It makes sense to shop there for those things--it is a one-stop shop for all of them, and products are priced fairly. However, when I examined my … Continue reading Five Money Saving Tips for Shopping at Target

How Do Immigrants Invest? The Financial Decisions of Immigrant Households

Ever since we started this blog, I have been tirelessly promoting the importance of wealth management at an early age among our friend circle. However, whenever I mentioned the stock market to my immigrant friends, I often received an interesting reaction--they either assume that investing can wait till they are more established or profess complete … Continue reading How Do Immigrants Invest? The Financial Decisions of Immigrant Households

Five Places to Look for Used Kidswear

According to USDA's most recent report, Expenditures on Children by Families, 2015, otherwise known as "The Cost of Raising a Child," the estimated clothing expenditures on a child could be as high as $960 per year for a married-couple household with less than $59,200 of before-tax income. In fact, the report also points out that … Continue reading Five Places to Look for Used Kidswear

Five Money Mistakes to Avoid in Your 20s

My childhood aspiration for adulthood was almost immediately dashed as soon as I reached adulthood. Being an adult is so hard! On top of forging a successful career and handling real-life responsibilities such as taking out the trash and folding laundry, I had to learn the ins and outs of managing my own finances, making … Continue reading Five Money Mistakes to Avoid in Your 20s

Five Tips to Reduce Your Grocery Bill

On average, food costs are the third largest monthly expense for households, according to the Bureau of Labor Statistics, following only housing and transportation costs. Average food expenses per month in 2019 were $680.75, and of that, $386.92 came from grocery bills. That accounts for 5.6% of the average monthly income or 7.4% of the … Continue reading Five Tips to Reduce Your Grocery Bill

How I Made Over $2,000 in One Month on Fiverr

I got paid $2480 in a single month for my editing gig on Fiverr last January. With more stores closing due to Covid-19, the days when you moonlight at a part-time side gig at a Gap factory store, folding T-shirts for a few hours a day during the holiday season, are long gone. Fret no … Continue reading How I Made Over $2,000 in One Month on Fiverr

Why You Should Start Investing in the Stock Market in Your Twenties

When I was in my early 20s, I thought the stock market was out of reach for me. I heard news anchors announcing the Dow and Nasdaq indexes on the radio day in and day out, but never had it occurred to me that I should invest in it myself. I was a graduate student … Continue reading Why You Should Start Investing in the Stock Market in Your Twenties