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How does war affect the U.S. stock market? – The Cozy Nest Egg Podcast
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How Does Educational Attainment Vary By State?
The U.S. population has become increasingly educated over the years, but it is by no means a monolith. While graduate degrees are relatively common in some states, in others, even Bachelor’s degrees are hard to come by. How does this education stratification break out across the country, and in which states do people have the…
How Much Does It Cost To Flush Your Toilet (And Other Water Uses)?
Have you ever wondered how much it costs to flush your toilet or take a shower? About 85% of the U.S. population uses public water and 80% uses public sewer. That means you’re paying every time you use water, either directly to the government or utility companies as a homeowner or as part of your…
How Do Home Sizes And Prices Vary By State?
With home prices hovering slightly below record highs and conventional 30-year fixed mortgage rates higher than in years at 6-7%, it’s worth taking a look at the housing market around the United States. How do home sizes and prices vary by state and is there a relationship between the the price of an area and…
Cost Of Living By State
Depending on where you live, you may have to pay more for housing, food, transportation, etc. This is known as cost of living. Well-off areas tend to have higher costs of living, while poorer areas tend to have lower costs of living. This is measured by comparing the prices of a basket of goods and…
How State Household Income Varies By Income Quartile
Household income varies by state. It’s well known that households in coastal states tend to have higher incomes (and costs of living) than those in the middle of the country. But this information relies heavily on averages, which are skewed by extremely high incomes, or medians, which only show the 50th percentile but neglect differences…
Graduate School Interview Guide
So, you’ve submitted your graduate school applications, and now one or more programs has invited you to come for an interview. Congratulations! You’ve passed the first hurdle. This means that the admissions committees have moved you on to the next round. However, if you want to get into the program, you’ll have to make a…
How Did Household Income Change From 2021 To 2022?
Inflation ramped up in 2021, increasing the cost of routine expenses. On average, inflation was 4.7% for the year, and it only got worse in 2022, with an average of 8.0%. Was household income able to keep up, or did it fall short, leaving U.S. consumers with less cash in their pockets? To answer this…
How Much Does It Cost To Raise A 3-Year-Old And A Newborn?
Everyone knows that kids are expensive. In addition to the cost of daycare or the loss of income staying home to care for a child, there is also another mouth to feed, another body to clothe, and activities needed to entertain. This all adds up. But how much exactly does this all cost? There are…
Make Sure You Know What You’re Investing In
How has a failure, or apparent failure, set you up for later success? When I was first learning about exchange-traded funds (ETFs), I make a mistake that cost me a good chunk of my total nest egg. I wanted to move away from individual stocks, and I knew that ETFs were a good way to…
How To Write A Graduate School Personal Statement Or Application Essay
Many people decide to go to graduate school in order to open up career opportunities or increase earning potential. As part of the application, you will often need to submit a personal statement, statement of purpose/intent, or a similar essay. But what is a personal statement, and how should you format it? As a graduate…
How Much Does It Cost To Raise A 2-Year-Old?
Raising kids is expensive, but it is hard to find out how much it costs to raise a child at different ages. Obviously, this varies from family to family, but real-world information can be helpful to those considering having kids and trying to plan for future expenses. I previously shared how much it costs to…
Stop Complaining About High Income Tax Rates, Californians; Many in Maryland Pay More
California is well-known for having high income tax rates. The highest marginal tax rate in California is 12.3% (13.3% including the mental health services tax for incomes over $1 million). This is the highest of any state, so you often see Californians complaining about the high taxes they have to pay. However, the top marginal…
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